Insurance Claims

Working with Your Insurance Company

Wind Damage Wind Damage

Damage to your home caused by wind, hail, tornadoes, debris strikes, water, or fire may be covered by your homeowners insurance. If you have a loss, you may want to have an insurance adjuster come to your home and evaluate the damage for a possible claim.

Call Alltex before or after your adjuster comes for a no-charge evaluation of the damage. We'll provide you with a report outlining materials, labor, and costs involved in making repairs. Adjusters frequently request written proposals from contractors as part of the claims process.

Alltex works closely with homeowners to make sure the insurance provides a fair and adequate settlement to get the job done right.

Understanding Your Settlement

Storm Damage Storm Damage

If you're like most people it will take more than one or two readings to comprehend the formulas used in cutting your settlement checks.

Your claim will most likely be settled in two parts. You will receive your first of two checks about a week after the insurance adjuster inspects the damage. This check will be for the amount of the total settlement minus amounts taken out for deductible and depreciation. After the repairs are done you will receive your second check for the amount of the depreciation.

Feel free to ask an Alltex representative to help decipher your claim.

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Did you know...

Darkened areas on composition shingles are caused by algae growth. Most current day shingles are treated with an anti-algae solvent. Algae is most common in shaded and moist areas.

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